Do you take credit before marriage? Nice to avoid you


my dear: I just engaged with a person who admitted that he had not replaced tax declarations for several years. How do we fix this? If they are debtors with more money, will the Tax Authority be followed when we get married?

answerTechnically, the obligations before marriage are distinct. But there are many credit methods before marriage affects the life of the fragrance.

If you live in a state of public property, for example, creditors may arrive after common goods if your wife fails to pay debtors. Your partner’s debts may affect the permanent amount if you want to apply for a real estate mortgage or a reliable commitment. And the money that you have the money that you must pay for debt is not available for other uses that can benefit you both. It can put everything from credit payment to a retirement retirement leave.

The Tax Authority is not a good thing, if you have to doubt. The agency has a lot of strength to force them, such as blocking the recovered amounts, paying participation to a person and holding bills that pay debts. Think about Pro Pro Pro to get a lost return that has been installed as soon as possible. The Tax Authority also provides payment strategies for those who cannot pay.

my dearI am a widow of 822 years old and a handicapped daughter in the local financial situation. Payments in my credit card and personal loan costs are half of the money that I get in social security, my husband’s pension at the end and my Ira. Religiously is more than $ 100,000 and my fossils are only $ 35,000 and a fast Ira with $ 25,000. I need advice on how to follow: Carvot or the integration of other loans?

answerPlease make an appointment with the Bankrusty official as soon as possible.

There are other solutions, including a credit management, credit repair system, or monotheistic loan. Credit management allows people to pay what time they owe, usually with low attention. Credit settlement includes negotiating with debtors to receive less than creditors. The monotheism loan replaces one debt for one loan, usually at a fixed benefit price.

However, your position is simply deformed in some ways to make a lot of mind. Hygiene can allow you to legally remove debts and maintain the remaining limited fees.

my dear: Is it true that if you start your small distribution of 401 (K) and 403 programs (B), stop the monthly security payment? I plan to start RMDS next year when I am 71 years old, I think I will get less money for many years.

answer: Withdrawal from retirement programs will not reduce social security programs directly. It can do additional money, the more tax security payment.

Social security taxes depend on an object called “unified income”, a fixed fee for the revenue that has been repaired and the interests of Numanxaxaxable that have been received and part of your social security fees. If you are celibate and your compact money ranges between $ 25,000 and $ 34,000, taxes can be imposed on half of public safety payments. If joint income is more than $ 34,000, taxes may be imposed on 85 %. For couples through interaction, brackets reach 50 % of the tax about 32,000 dollars and $ 44,000, while more than $ 44,000 taxes can collect taxes.

For clarity, this does not mean that 50 % or more of your interest goes to the tax. This means that 50 % or more may be your interest less than your income tax cutters.

Liz Weston, approved by PlannerĀ®, is a financial authority. Questions can be sent to 3940 Laurel Canyon, No. 238, Studio City, CA 91604, or using the “Contact” form in AsklizWeston.com.

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